Currently this is me above. Haha. I am in heaps of debt and I am not talking about student loans I am talking credit card debt. When I was 18 I started dating Sam my boyfriend. At the time we were 3 hours long distance and I knew I needed extra cash for when I visited. Well that "extra cash" turned into SHOES, clothes, make-up and dinners! That credit card was paid off this last semester and I recently racked it up again.
Then I just bought the Macbook pro: Best Buy Account depleted WOOPS
So- Now I am on my last whim of debt my credit union credit account (this is the emergency money) ha- I guess shoes, makeup and clothes was the emergency!
My goal: To be officially out of my debt by August 2012! I know I can do it and you can to!
All it takes is-----
Haha- I like approaching life with optimism!
Have a great Monday,
xoxo
Samantha
Oh, I have the OPPOSITE problem! I have so much debt from student loans it is ridiculous. And that reminds me, my first payment is due 3/5! haha.
ReplyDeletebut you CAN do it. i have started to cut back on shopping and stuff. i only use my cards for gas or emergencies (like when i recently had to rent a car due to a car accident). otherwise, i try to use the cash on me. you should go through your closet and "shop" there. hehe. it takes work but from many blogs i have read and all, it can be done. good luck!
i NEED to save money and stop spending!!
ReplyDelete